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Even if you don't feel a lot of pain now, please don't underestimate your situation. Often injuries can cause long term problems and can lead to chronic pain, skeletal damage and a life filled with doctor visits and continued medication usage.
You are better off talking to an experienced lawyer early on. Our firm has the resources to give you the best representation in the Sate of Minnesota. As a long standing accident lawyer firm in Minneapolis we have served the community for years.
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Personal Injury Claim vs Insurance Company Interests
Filed Under My Personal Injury Case | Comments Off
he incentive of insurance companies is to make money. The money they get to keep as income is the difference between what they charge and what they pay out in claims. So their incentive is either to charge you more money or to reduce the amount they pay out in claims.
That is why you will need a Minneapolis accident lawyer to represent you if you have been injured.
The insurance companies have lawyers on staff whose sole purpose is to reduce insurance claims so that they are profitable. Therefore you should never accept an offer from an insurance company without speaking to an attorney that represents your interests.
In most cases your reward will increase solely because the insurance company sees that you have personal legal representation. To make you and your lawyer go away their compensation will increase.
Now, if you have a reasonable case you may be able to get additional rewards. The different kinds of awards fall into these categories:
- Direct compensation for medical costs
Keeping a good record of all the costs involved is pertinent. Projecting the potential for future costs also play a big role in the award you may receive. - Pain and suffering compensation
This is not an easy thing to prove because it is personally subjective (only you can know what you are suffering) A doctors report can be helpful if you are prescribed medications for pain or for psychiatric reasons. - Court costs
Sometimes if the insurance company withholds information or payment you can seek additional regress for court and legal fees. This requires proof that the defendant’s representation is stonewalling. Your accident attorney can clarify these conditions for you and give you an idea as to whether you might pursue this path. - Civil suit awards
Civil suits do not require the same burden of proof that criminal actions do. Therefore they are more likely to get a financial reward. I remember to OJ Simpson case where they could not prove murder in the criminal suit but got a substantial award civilly. - Compensation for lawless activity
Almost no one is insured for lawless activity so any award you receive is in addition to the direct compensation for medical costs and tends to be punitive for the company or individual that committed the crime that resulted in your injury. Often the award you receive is not monetary. - Punishment to deter further abuses
Companies that are continuing in business can be deterred from committing further abuses by being punished punitively with large financial penalties. Although tort law needs changing to deter extremely abusive judgments still an individual or group can receive large settlements if this direction is pursuable.
In all cases contact a Minneapolis accident lawyer to get your just due.
